Pharmacy Factoring

Pharmaceutical Accounts Receivable Factoring and Line of Credit | AR Funding
Compounding Pharmacy | Contract Pharmacies | Specialty Pharmacies | Pharmaceutical Companies

Pharmacy Funding Solutions


Accounts receivable line of credit and accounts receivable factoring options are designed to help pharmacies (compounding pharmacies, contract and specialty pharmacies) eliminate the cash flow problems that are common due to payment delays by third-party insurance carriers, Medicaid, and Medicare. Highlights of our AR funding programs are below.

Medical Accounts Receivable Line of Credit 

  • $500,000 - $15,000,000

  • Up to 85% Advance Rate

  • Non-amortizing structure (interest-only payments)

  • Get charged interest only on the amount of AR financed

  • Covenant light

  • We work with any medical provider that bills third-party insurance carriers

Medical Accounts Receivable Factoring Facility

  • $100,000 - $3,000,000

  • Up to 85% Advance Rate

  • Choose which AR to factor

  • Limited collection history acceptable

  • We work with any medical provider that bills third-party insurance carriers

Three top reasons why AR line of credit or medical invoice factoring can help pharmacies:

  1. Get cash upfront for claims instead of waiting to get paid from insurance carriers.

  2. Medication costs can be very high. Improved cash flow will allow a pharmacy to pay wholesalers faster, allowing the pharmacy to qualify for early payment discounts. In some cases, these discounts cover the cost of the AR line.

  3. An AR line is much cheaper than equity and less restrictive than a bank loan.

We are part of a network of strategic partners specializing in funding solutions for healthcare professionals with financial services tailored specifically for the healthcare industry.

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